Advantages of contactless payments

Pay contactless – by card, smartphone or another gadget

Choose contactless payments and pay as easy and safe as possible. All you need to do is to bring your contactless card, smartphone or NFC gadget to the terminal and your purchase is paid.

Contactless payment is a payment in which there is no contact between the card and the terminal. That is, you do not need to insert a card with a chip into the terminal or move the card with a magnetic strip through the terminal. You have just enough to bring the card or other device to the terminal at a distance of 4cm – and that’s it, your purchase will be paid for.

Three advantages of contactless payment

1. it is convenient.     

Contactless payment is very simple. You just need to put your card, smartphone or other gadget to the terminal – and that’s all, the payment has been made.

Contactless payment with your smartphone or other gadget is convenient. These devices are usually at your fingertips, so you don’t have to waste time looking for your card wallet.

2. it’s fast.

Payments are almost instantaneous. Contactless payment is almost 10 times faster than other forms of payment.

You do not need to enter a PIN code for small purchases. So, you do not have to waste your time on entering the PIN code or to wait in line at café or store when you pay for goods, e.g., a cup of coffee or a bottle of water.

3. it’s safe.  

You don’t need to give contactless cards or gadgets to unauthorized people. It always remains in your hands. You have full control over the payment process, so it’s impossible to get the card details to use for fraudulent purposes.

Money for one purchase cannot be debited twice. The terminal processes one payment at a time and beeps.

Fraudsters cannot get payment information or card data. During each payment, payment information is protected by a unique dynamic code (cryptogram), which cannot be used for fraudulent purposes.